SS.912.FL.5.11

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Explain that consumers who have difficulty repaying debt can seek assistance through credit counseling services and by negotiating directly with creditors.

Clarifications

Clarification 1: Instruction includes identifying the costs and benefits associated with using different credit counseling services.
General Information
Subject Area: Social Studies
Grade: 912
Strand: Financial Literacy
Standard: Identify and analyze the benefits, risks, associated fees and laws that consumers should consider when choosing to buy on credit.
Date Adopted or Revised: 05/24
Status: State Board Approved

Related Courses

This benchmark is part of these courses.
2102300: Economics and Personal Finance (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102305: Economics and Personal Finance Honors (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102371: Personal Finance and Money Management (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102373: Personal Finance and Money Management Honors (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102306: Economics and Personal Finance for Credit Recovery (Specifically in versions: 2024 and beyond (current))
2102375: Personal Finance and Money Management for Credit Recovery (Specifically in versions: 2024 and beyond (current))

Related Access Points

Alternate version of this benchmark for students with significant cognitive disabilities.

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Lesson Plan

Drowning in Debt: Making Healthy Decisions to Manage Money:

Using the outcome of case study, Drowning in Debt: Making Healthy Decisions to Manage Money, students will work in pairs to analyze a monthly budget, research strategies for decreasing monthly expenses and compose an email to request assistance from a banking associate

Type: Lesson Plan

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