SS.912.FL.1.1

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Evaluate and reflect on how values affect personal financial decision-making.

Clarifications

Clarification 1: Instruction includes how values may vary from person to person.

Clarification 2: Instruction includes how societal values impact personal financial decisions.

General Information
Subject Area: Social Studies
Grade: 912
Strand: Financial Literacy
Standard: Understanding the attitudes and behaviors of personal financial decision making.
Date Adopted or Revised: 05/24
Status: State Board Approved

Related Courses

This benchmark is part of these courses.
2102300: Economics and Personal Finance (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102305: Economics and Personal Finance Honors (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102371: Personal Finance and Money Management (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102373: Personal Finance and Money Management Honors (Specifically in versions: 2023 - 2024, 2024 and beyond (current))
2102306: Economics and Personal Finance for Credit Recovery (Specifically in versions: 2024 and beyond (current))
2102375: Personal Finance and Money Management for Credit Recovery (Specifically in versions: 2024 and beyond (current))

Related Access Points

Alternate version of this benchmark for students with significant cognitive disabilities.

Related Resources

Vetted resources educators can use to teach the concepts and skills in this benchmark.

Lesson Plans

What are my options?:

Using the case study, Drowning in Debt: Making Healthy Decisions to Manage Money, students will consider various actions a consumer can take to minimize expenses and budget their money.

Type: Lesson Plan

Drowning in Debt: Making Healthy Decisions to Manage Money:

Using the outcome of case study, Drowning in Debt: Making Healthy Decisions to Manage Money, students will work in pairs to analyze a monthly budget, research strategies for decreasing monthly expenses and compose an email to request assistance from a banking associate

Type: Lesson Plan

Financial Literacy: Budgeting for Life Events:

Using the case study, Spending Your Life Away: Budgeting for the Future, students will create a monthly budget sheet. Students will analyze and identify ways in which saving for a future life event can be accomplished and research different ways to save.

Type: Lesson Plan

Teaching Idea

CPALMS mile$tones: Mapping Out Life’s Financial Choices Podcast:

Wanna listen to how financial literacy curriculum can be innovative, standards-aligned and interactive for students? CPALMS has developed a comprehensive curriculum to help Florida teachers deliver meaningful and impactful financial literacy instruction. CPALMS recognizes the incredible potential for return on an investment in financial education among our nation’s young people. In response to Florida’s newly required high school financial literacy credit and reimagined financial literacy benchmarks don’t miss this podcast!

Type: Teaching Idea

Original Student Tutorials for Language Arts - Grades 6-12

CPALMS mile$tones: Mapping Out Life’s Financial Choices Podcast:

Wanna listen to how financial literacy curriculum can be innovative, standards-aligned and interactive for students? CPALMS has developed a comprehensive curriculum to help Florida teachers deliver meaningful and impactful financial literacy instruction. CPALMS recognizes the incredible potential for return on an investment in financial education among our nation’s young people. In response to Florida’s newly required high school financial literacy credit and reimagined financial literacy benchmarks don’t miss this podcast!

Student Resources

Vetted resources students can use to learn the concepts and skills in this benchmark.

Parent Resources

Vetted resources caregivers can use to help students learn the concepts and skills in this benchmark.