Standard 6: Protecting and Insuring

General Information
Number: SS.912.FL.6
Title: Protecting and Insuring
Type: Standard
Subject: Social Studies
Grade: 912
Strand: Financial Literacy

Related Benchmarks

This cluster includes the following benchmarks.

Related Access Points

This cluster includes the following access points.

Independent

SS.912.FL.6.In.a
Discuss how individuals vary with respect to their willingness to accept risk and why most people are willing to pay a small cost now if it means they can avoid a possible larger loss later.
SS.912.FL.6.In.b
Discuss how judgment regarding risky events is often influenced by information from others.
SS.912.FL.6.In.c
Discuss why people choose different amounts of insurance coverage.
SS.912.FL.6.In.d
Discuss that people may be required by governments or by certain types of contracts to purchase some types of insurance.
SS.912.FL.6.In.e
Discuss costs involved in using an insurance policy.
SS.912.FL.6.In.f
Discuss that people can lower insurance premiums by behaving in ways that show they pose a lower risk.
SS.912.FL.6.In.g
Compare the purposes of various types of insurance.
SS.912.FL.6.In.h
Discuss that government benefit programs provide a social safety net.
SS.912.FL.6.In.i
Discuss ways to manage personal information to prevent identity theft.
SS.912.FL.6.In.j
Discuss federal and state regulations that provide assistance for victims of identity theft.

Supported

SS.912.FL.6.Su.a
Identify why most people are willing to pay a small cost now if it means they can avoid a possible larger loss later.
SS.912.FL.6.Su.b
Identify information that can affect judgment regarding risky events.
SS.912.FL.6.Su.c
Identify why people choose different amounts of insurance coverage.
SS.912.FL.6.Su.d
Identify that people may be required to purchase some types of insurance.
SS.912.FL.6.Su.e
Identify costs involved in using an insurance policy.
SS.912.FL.6.Su.f
Identify behaviors that can lower insurance premiums.
SS.912.FL.6.Su.g
Discuss the purposes of various types of insurance.
SS.912.FL.6.Su.h
Identify government benefit programs that provide a social safety net.
SS.912.FL.6.Su.i
Identify ways to manage personal information to prevent identity theft.
SS.912.FL.6.Su.j
Identify government regulations that provide assistance for victims of identity theft.

Participatory

SS.912.FL.6.Pa.a
Recognize that paying a small cost now can avoid a possible larger loss later.
SS.912.FL.6.Pa.b
Recognize information can affect judgment regarding risky events.
SS.912.FL.6.Pa.c
Recognize that people choose different amounts of insurance coverage.
SS.912.FL.6.Pa.d
Identify a type of insurance that people may be required to purchase.
SS.912.FL.6.Pa.e
Recognize that there are costs involved in using an insurance policy.
SS.912.FL.6.Pa.f
Recognize behaviors that can lower insurance premiums.
SS.912.FL.6.Pa.g
Identify the purposes of various types of insurance.
SS.912.FL.6.Pa.h
Recognize a government benefit program that provides a social safety net.
SS.912.FL.6.Pa.i
Recognize a way to manage personal information to prevent identity theft.
SS.912.FL.6.Pa.j
Recognize that there are government regulations that provide assistance for victims of identity theft.

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Student Resources

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Parent Resources

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