Title: Financial Investing
Subject: Social Studies
Strand: Financial Literacy
This cluster includes the following benchmarks.
Related Access Points
This cluster includes the following access points.
Compare the ways that state and local tax rates vary on different types of investments.
Discuss how the expenses of buying and selling of financial assets decrease the rate of return from an investment.
Discuss that buyers and sellers have influence on the rates of return on financial assets.
Discuss that an investment with greater risk will commonly have a lower market price, and therefore a higher rate of return.
Discuss that shorter-term investments will likely have lower rates of return than longer-term investments.
Discuss how diversifying investments in different types of financial assets can lower investment risk.
Discuss how financial markets adjust prices to current financial news.
Discuss ways that the prices of financial assets are affected by interest rates and other economic conditions.
Discuss why people may make poor choices when investing.
Discuss that people vary in their willingness to take risks due to factors such as personality, income and family situation.
Discuss economic roles of the government.
Discuss the roles of government agencies that regulate financial markets.
Identify taxes on investments.
Identify how the expenses of buying financial assets decrease the rate of return from an investment.
Identify how buyers and sellers have influence on the rates of return on financial assets.
Identify that an investment with greater risk will commonly have a lower market price, and therefore a higher rate of return.
Identify the difference between short- and long-term investments.
Identify why it is important to diversify investments.
Identify that financial markets adjust prices to financial news.
Identify economic conditions that affect prices of financial assets.
Identify poor choices people make when investing.
Identify risks that people may take due to factors such as personality, income and family situation.
Identify economic roles that the government plays.
Identify an agency that regulates financial markets.
Recognize there are different taxes on investments.
Recognize that there are expenses associated to buying financial assets.
Recognize that buyers and sellers have influence on the rates of return on financial assets.
Recognize that an investment with greater risk can lead to a higher rate of return.
Recognize that there is a difference between short- and long-term investments.
Recognize diversified investments.
Recognize that financial markets are affected by the news.
Recognize economic conditions.
Recognize people make poor choices when investing.
Recognize why people may take risks.
Recognize that the government plays a role in the economy.
Recognize that there are agencies that regulate financial markets.
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