Standard 6 : Protecting and Insuring



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General Information

Number: SS.4.FL.6
Title: Protecting and Insuring
Type: Standard
Subject: Social Studies
Grade: 4
Strand: Financial Literacy (Adopted in 2023)

Related Benchmarks

This cluster includes the following benchmarks
Code Description
SS.4.FL.6.1: Explain that risk is the chance of loss or harm.
SS.4.FL.6.2: Explain that risk from accidents and unexpected events is an unavoidable part of daily life.
SS.4.FL.6.3: Describe ways that individuals can either choose to accept risk or take steps to protect themselves by avoiding or reducing risk.
SS.4.FL.6.4: Discuss that one method to cope with unexpected losses is to save for emergencies.


Related Access Points

This cluster includes the following access points.

Access Points

Access Point Number Access Point Title
SS.4.FL.6.AP.1: Recognize common examples of a risk.
SS.4.FL.6.AP.2: Recognize that unexpected events are part of daily life.
SS.4.FL.6.AP.3: Identify ways to avoid or reduce risks.
SS.4.FL.6.AP.4: Recognize a benefit of emergency savings.


Related Resources

Vetted resources educators can use to teach the concepts and skills in this topic.

Lesson Plan

Name Description
Emergency Savings:

Students will use their multiplication skills to explore the importance of taxes and how the government uses tax revenues to save for unforeseen emergencies, in this integrated lesson plan.