Standard 3: Saving

General Information
Number: SS.912.FL.3
Title: Saving
Type: Standard
Subject: Social Studies
Grade: 912
Strand: Financial Literacy (Discontinued after 2023-2024)

Related Benchmarks

This cluster includes the following benchmarks.

Related Access Points

This cluster includes the following access points.

Access Points

SS.912.FL.3.AP.1
Discuss reasons why some people choose spending over saving.
SS.912.FL.3.AP.2
Explain the impact of inflation on the value of money.
SS.912.FL.3.AP.3
Compare the difference between the nominal interest rate and the real interest rate.
SS.912.FL.3.AP.4
Compare the value of money today to the value of money in the future.
SS.912.FL.3.AP.5
Explain how government agencies regulate financial institutions to protect the banking system.
SS.912.FL.3.AP.6
Compare government policies that create incentives and disincentives for people to save.
SS.912.FL.3.AP.7
Explain how employer benefit programs create incentives and disincentives to save.

Related Resources

Vetted resources educators can use to teach the concepts and skills in this topic.

Lesson Plan

Franklin Roosevelt Fireside Chat - Banking Crisis :

In this lesson, students will become familiar with Franklin D. Roosevelt and his use of the radio to calm and reassure citizens during the Great Depression. Students will focus on the first chat addressing the banking crisis. 

Type: Lesson Plan

Student Resources

Vetted resources students can use to learn the concepts and skills in this topic.

Parent Resources

Vetted resources caregivers can use to help students learn the concepts and skills in this topic.